ASSET | EXEMPTION | LAW |
homestead | Real property, including co-op or mobile home, or burial plot to $18,450; unused portion of homestead to $9,250 may be applied to any property | (d)(1) |
personal property | Animals, crops, clothing, appliances, books, furnishings, household goods, musical instruments to $475 per item, $9,850 total Health aids Jewelry to $1,225 Lost earnings payment Motor vehicle to $2,950 Personal injury recoveries to $17,425 (not to include pain & suffering or pecuniary loss) Wrongful death recoveries for person you depended on | (d)(3)
(d)(9) (d)(4) (d)(11)(E) (d)(2) (d)(11)(D)
(d)(11)(B) |
pensions | ERISA-qualified benefits needed for support; includes IRA | (d)(10(E); Rousey v. Jacoway, No. 03-1407 (April 4, 2005). 347 F.3d 689 (8th Cir. 2003), 73 U.S.L.W. 31204 (U.S. Sept. 28, 2004) (No. 03-1407) |
public benefit | Crime victims’ compensation Public assistance Social Security Unemployment compensation Veterans’ benefits | (d)(11)(B) (d)(10)(A) (d)(10)(A) (d)(10)(A) (d)(10)(A) |
wages | None |
|
tools of trade | Implements, books, & tools of trade to $1,850 | (d)(5) |
insurance | Disability, illness, or unemployment benefits Life insurance payments for person you depended on, needed for support Life insurance policy with loan value, in accrued dividends or interest, to $9,850 Unmatured life insurance contract, except credit insurance policy | (d)(11)(C) (d)(11)(C)
(d)(8)
(d)(7) |
miscellaneous | Alimony, child support needed for support | (d)(10)(D) |
